Compare Cover

Choose the cover that's right for you. It's simple.

We make it easy for you to choose your Car Insurance. Let us guide you through our three types of insurance plans so you can select the one that suits you best.

Plan One - Value Cover

Plan One is our Third Party only cover which can be supplemented by our Optional extensions.

Plan Two - Complete Cover

Plan Two is our basic comprehensive cover which can be supplemented by our Optional covers.

Plan Three - Full Cover

Plan Three is our comprehensive cover for vehicles up to seven years which can be supplemented by our extras for wider coverage.

Our Limit of Covers are in MUR
Our Limit of Covers are in MUR
CHOOSE YOUR FILTER:
PLAN 1
PLAN 2
PLAN 3
WHEN WE PAY OR PROVIDE

Third Party Bodily Injury

You are covered if you injure another person or are involved in a fatal accident involving your car. We will also help pay for lawyer's expenses and legal costs to resolve or defend a claim made against you.

250M
250M
500M

Third Party Property Damage

You are also covered when property belonging to a third-party is damaged by you in a car accident involving your car. We also will help pay for lawyer's expenses and legal costs to resolve or defend a claim made against you.

25M
25M
50M

Liability to Members of Your Household

Own damage to your car including Fire, Theft, Cyclone, Flood and Accidental Collision

Strikes, Riot, Lock-outs and Civil Commotion

Tidal Wave and Tsunami

Car Occupants Cover – Death/Disability

We will pay up to the sum insured for which you are covered for death and/or loss of sight or limbs for the driver as well as other car occupants as a result of an accident involving your car.

Optional

Medical Expenses following Car Accident

We will pay up to the stated amount per Car Occupant to cover the medical expenses of you and /or any occupant (including any member of your immediate family) travelling with you in your vehicle who is injured as a result of an incident involving your car.

Optional

Hospital Expenses following Car Accident

We will additionally pay up to the stated amount for hospital expenses incurred by you and any member of your immediate family who is injured as a result of an incident covered by this policy who has to stay in hospital for more than 24 hours.

Optional

Road Assistance

In the event of accident involving your car, you will benefit from free towing services and we will also send roadside assistance if your car breaks down.

Optional

Loss of Use

Replacement car in case of accident

Towing of Trailer

We will extend (Your Liability to Others Cover Section: Third Party Bodily Injury and/or Third Party property Damage) whilst your car is towing a caravan, trailer or a broken-down vehicle as allowed by law, provided it is attached securely to your car in line with the manufacturer’s recommendations.

Optional
Optional

Agreed Value

In case of a Total Loss we will pay the stated agreed value in your policy less any deductible (If applicable).

Accessories Cover

Tell us exactly what they are worth and we will cover them for any loss or damage with some additional premiums.

Optional
Optional

Waiver of Excess

In case of loss or damage to the vehicle, the excess will not be borne by the insured. (No Excess, if applicable).

Misfueling

We will pay to clean the fuel system and other associated parts of your vehicle or to repair any loss or damage caused if your car is filled with an inappropriate grade or type of fuel.

Replacement of Car Keys and Locks

In the event that your vehicle’s keys, key fobs, ignition keys, ignition cards, steering lock keys, immobilizer keys, alarm transmitters, tracking system transponders, lock transmitters or garage door transmitters are lost or stolen we will pay up to a maximum amount stated in Your Cover to replace them where necessary.

Optional

Personal Belongings

We will pay up to the Sum Insured amount stated for loss of or damage to your personal possessions from your car.

Car Jacking

If you suffer a physical assault as a direct result of an aggravated theft or aggravated attempted theft of your vehicle we will pay you up to the stated Sum Insured amount towards your costs for medical expenses, trauma counselling or other associated expenses.

Optional

Road Rage

If you suffer a physical assault as a direct result of an accident involving your vehicle then we will pay you up to the stated Sum Insured amount towards your costs for medical expenses, trauma counselling or other associated expenses.

Windscreen Damage

We will pay for the cost of repairing or replacing damaged glass in your car’s windscreen, sunroof or windows (or for any scratches on the bodywork caused directly by the broken glass), including their reasonable costs of fitting.

Cherished Plates Number

We will cover the fees for transferring your personal registration plate to your new vehicle up to the stated amount if your vehicle is stolen and not covered within 30 days or your vehicle is declared as a Total Loss.

Motor Legal Assistance

We will pay up to stated Sum Insured to cover the legal costs and expenses of you taking any legal action as a result of non-fault road traffic accident which causes the following: 1) Your death or bodily injury while you are in, on or getting into or out of your vehicle. 2) Damage to your vehicle. 3) Damage to property which you own or are legally responsible for and which is in or on your vehicle.

Optional


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