Benefits

We offer different levels of Personal Accident cover, so you can choose the right level of cover for your personal needs.

Accidental death cover

We will pay out a lump sum of up to the limit of cover you have opted for if you were to die as a result of an accident. This kind of personal accident insurance can offer peace of mind with the knowledge that you are protecting your family from potential financial strain, if the worst should happen.

(Note: Children under 12 years old will be covered for funeral expenses of 10% of the accidental death cover limit.)

Accidental permanent total disablement and loss of limb

If as a result of an accident you are no longer able to work, we will pay out a lump sum of up to the limit of cover you have opted for.

If as a result of an accident you lose the use of your arm, leg, eye or any other limb, we will pay a lump sum as per scale of compensation.

Medical expenses in case of accident

If you have been injured in an accident, one of the biggest concerns can be how you are going to pay for your medical expenses.

We will reimburse the amount paid for medical, surgical or hospital fees necessarily incurred as a result of an accident up to the limit you have opted.

How to choose the right level of cover?

How much would your family need without your salary to support them should you become disabled or involved in a fatal accident?

We would recommend you to take at least twelve times your monthly salary as a minimum sum insured for accidental death and permanent disablement cover.

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