Third Party Bodily Injury
You are covered if you injure another person or are involved in a fatal accident involving your car. We will also help pay for lawyer's expenses and legal costs to resolve or defend a claim made against you.
Third Party Property Damage
You are also covered when property belonging to a third-party is damaged by you in a car accident involving your car. We also will help pay for lawyer's expenses and legal costs to resolve or defend a claim made against you
Liability to Members of Your Household
Own damage to your car including Fire, Theft, Cyclone, Flood and Accidental Collision
Strikes, Riot, Lock-outs and Civil Commotion
Tidal Wave and Tsunami
Personal Accident (Death/Permanent disablement) – Pillion and Rider
We will pay up to the sum insured for which you are covered for death and/or loss of sight or limbs for the driver as well as other passenger as a result of an accident involving your bike
Medical Expenses following Bike Accident
We will pay up to the stated for the rider and pillion rider to cover the medical expenses of you and the rider /or any occupant (including any member of your immediate family) travelling with you who is injured as a result of an incident involving your bike
Hospital Expenses following Bike Accident
We will additionally pay up to the stated amount for hospital expenses incurred by you and any member of your immediate family who is injured as a result of an incident covered by this policy who has to stay in hospital for more than 24 hours.
Road Assistance
In the event of accident involving your bike, you will benefit from free towing services and we will also send roadside assistance if your car breaks down.
Accessories
Tell us exactly what they are worth and we will cover them for any loss or damage with some additional premiums.
Replacement of Bike Keys and Locks
In the event that your vehicle’s keys, key fobs, ignition keys, ignition cards, steering lock keys, immobilizer keys, alarm transmitters, tracking system transponders, lock transmitters or garage door transmitters are lost or stolen we will pay up to a maximum amount stated in Your Cover to replace them where necessary.
Vehicle Jacking
If you suffer a physical assault as a direct result of an aggravated theft or aggravated attempted theft of your vehicle we will pay you up to the stated Sum Insured amount towards your costs for medical expenses, trauma counselling or other associated expenses.
Road Rage
If you suffer a physical assault as a direct result of an accident involving your vehicle then we will pay you up to the stated Sum Insured amount towards your costs for medical expenses, trauma counselling or other associated expenses.
Windscreen Damage
We will pay for the cost of repairing or replacing damaged glass in your car’s windscreen, sunroof or windows (or for any scratches on the bodywork caused directly by the broken glass), including their reasonable costs of fitting.
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