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Bike Insurance Plan One

Bike Insurance Plan One - Basic Comprehensive Cover

Quantum Complete Cover for bike will provide you peace of mind with the optional covers you can find for your vehicle and will protect you from loss or damage (including its accessories and spare parts).

This is our basic comprehensive cover at a competitive price, which can be supplemented, by our optional covers for a wider coverage. You can tailor your own basic comprehensive motorcycle cover that will suit your needs

Damage to your bike is covered as a result of:

  • Accidental collision or overturning.
  • Collision or overturning consequent upon mechanical breakdown or consequent upon wear and tear.
  • Malicious act.
  • Whilst in transit (including the processes of loading and unloading incidental to such transit) by road lift or elevator.

Flood:

The overflowing or deviation from their normal channels of either natural or artificial water courses that submerges land or public roads that are normally dry.

Tidal Wave and Tsunami

A series of ocean waves caused by earthquakes or undersea volcanic eruptions which travel inland as they build up in higher and higher heights.

  • Fire, external explosion, self-ignition, lightning.

Theft, attempted theft or taking Your Bike without Your consent and/or by deceit to be added as definition for Theft

Riot

Any act committed in the course of a disturbance of the Public peace by any person taking part together with others in such disturbance or any action taken by any lawfully constituted Authority for the purpose of suppressing or minimizing the consequences of such act.

Strikes, Lock-outs

Any willful act of any striker or locked out worker done in furtherance of a strike or in resistance to a lock-out or any action taken by any lawfully constituted Authority for the purpose of suppressing or minimizing the consequences of such act.

Our Limit of Covers are in MUR
M means in Millions

Third Party Bodily Injury

You are covered if you injure another person or are involved in a fatal accident involving your bike. We will also help pay for lawyer's expenses and legal costs to resolve or defend a claim made against you.

250M

Third Party Property Damage

You are also covered when property belonging to a third-party is damaged by you in a car accident involving your bike. We also will help pay for lawyer's expenses and legal costs to resolve or defend a claim made against you.

25M

Liability to Members of Your Household

Own Damage to your bike including Fire, Theft, Cyclone, Flood and accidental collision

Strikes, riot, Lock-outs and civil commotion

Tidal Wave and Tsunami

Personal Accident (Death/Permanent disablement) – Pillion and Rider

We will pay up to the sum insured for which you are covered for death and/or loss of sight or limbs for the driver as well as other car occupants as a result of an accident involving your bike.

Optional

Medical Expenses following Bike Accident

We will pay up to the stated for the rider and pillion rider to cover the medical expenses of you and the rider /or any occupant (including any member of your immediate family) travelling with you who is injured as a result of an incident involving your bike.

Optional

Hospital Expenses following Bike Accident

We will additionally pay up to the stated amount for hospital expenses incurred by you and any member of your immediate family who is injured as a result of an incident covered by this policy who has to stay in hospital for more than 24 hours.

Optional

Road Assistance

In the event of accident involving your bike, you will benefit from towing services and we will also send roadside assistance in case of breakdown.

Optional

Accessories

Tell us exactly what they are worth and we will cover them for any loss or damage with some additional premiums.

Optional
Policy Summary Policy Wording

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FAQs

For more information on this insurance, please see our plans below:

Compare Covers Plan Two
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