Everything you need to know about getting a Car Insurance quote.
It only takes a few minutes to get a Car Insurance quote. It’ll be even quicker if you have certain bits of information handy.
Whether you get your quote car insurance online or over the phone, you’ll be asked to answer a few questions. These few questions will help determine a more accurate quote. A bit of your time there could save you money long term.The basic questions include:
If using the online car insurance quote service, you can save your quote for later.Tips for saving money on your motor insurance with Quantum
The price you pay for your comprehensive car insurance is determined by a number of factors, some of which you can control.The basic questions include:
The previous owner should provide you with the registration book, 2 originals of the deed of sale and a “Certificat de Gage” obtained from the NTA.
You should call at the NTA with:
You should call at the NTA with:
For any vehicle purchased under a lease agreement, the lease should be cleared prior to any sale being effected. The procedures for transfer of ownership are as follows:
The lessee should call at the NTA with:
You want to have an old registration mark allocated to your vehicle
You may submit your application online through the service hosted by the Government Online Centre (GOC) provided you are already registered with the GOC. Click here: Application for NTA Specific Registration Mark
Follow the instructions on the login screen, select a registration mark of your choice and submit your application. Please note down the tracking number displayed after you submit your form. You will be required to quote the tracking number in case you do not receive any acknowledgement e-mail, in which case you should call at the NTA within 5 days of the submission of your application.
You want to have the old registration mark on your existing vehicle transferred to another vehicle you have purchased or which belongs to you.
Call at the NTA with your National Identity Card. You will be requested to fill in a form so as to effect the transfer of registration mark and pay the fee of MUR 3,000 provided that you, as registered owner, have previously paid the fees for the allocation of the old registration mark
In case the registration mark is for a vehicle in your possession, you will have to bring along your registration book for varying the registration mark.
How to obtain a duplicate in case of loss of registration book?
Call at the Police Station of your locality to obtain a memo from the police certifying that you have reported the loss of your registration book.
Call at the NTA with your National Identity Card and the memo from the police. In case of a company, a letter from the company should also be produced authorising you to apply for and collect the duplicate registration book.
Fill in an application form and pay the fee of MUR 1,000.
If you cannot call at the NTA yourself, you can request someone else to collect the duplicate for you. When filling in the form, you will have to specify the name of the person and his National Identity Card number. You will also have to send your National Identity Card with the person collecting the duplicate on your behalf.
Download application form
How to proceed for any amendment in the registration book?
Call at the NTA with the original registration book of your vehicle and a proof of your new address (Utility - CEB, CWA or telephone - bill).
Your registration book will be amended to reflect your change of addre
Comprehensive car insurance (Plan Three – Full Cover) offers the most complete level of car insurance protection available. A comprehensive car policy covers your third party liability for injuries to other people, including passengers, as well as damage to other people's property.
Your own vehicle is also insured against fire, theft, accidental damage, riot, strikes, lock-outs, civil commotion, cyclone, tempest, flood, tidal wave and tsunami.
An excess is a sum of money your insurance company requires you to pay towards the cost of making a claim. Without an excess, claims would increase dramatically and, ultimately, the cost of insurance would have to rise. Charging an excess means that insurance companies can keep the cost of insurance premiums lower, making them more affordable.
You can choose a higher excess and this will help bring down the cost of your car insurance premiums.
Yes, you can now purchase a Quantum Car Insurance policy online by using your credit card or online bank account.
We will send you a renewal notice 40 days before the expiry of your car policy. This will explain what you need to do to renew your car insurance with Quantum for another year.
Yes, you can renew your Quantum Car Insurance policy online by using your credit card or bank account by logging into your account.
We will automatically renew your motor policy, unless you have asked us not to. If you paid in full, we won’t automatically renew your policies if your payment does not authorize. We may, at our discretion, choose not to automatically renew if you have an unpaid balance or have had difficulty in making your payments. If you pay by instalments, cancelling your direct debit will not stop your policy from automatically renewing; you must contact us to stop the renewal. We will write to you before the renewal date to explain what will happen and to let you know what the policy terms and new payments will be.
Several factors are used to estimate your insurance premium. Amongst these factors are the age of the driver, driving experience, vehicle value and past claim experience.
Can I transfer the insurance cover to the new owner when I sell my car?
In the unfortunate event you find your car has been involved in an accident, or involved in any other incident which may result in a claim by you or a third party, please contact us as soon as reasonably possible on 659 0659 during our normal business hours (Mon-Fri 08 30- 16 30) or go to My Account to register the claim.
A claims advisor will take the details of your claim and advise you on what you need to do next.
First, attend to anyone who has been hurt in the accident. If anyone is injured, call an ambulance if necessary and then call the police to obtain an incident number or else just fill in your Statement of Agreed Facts (Constat a l’amiable).
Exchange these details with the other driver:
-Vehicle registration number
-Insurance company and policy number
If your car is involved in a theft related incident, the first thing you will need to do is contact the nearest police station and obtain an Occurrence Book Number (OB Number) and then contact us as soon as possible.
In many cases, the cost of repairs to the vehicle may exceed the value of the vehicle. Should this be the case, Quantum will appoint a qualified Motor Surveyor to assess the value of the vehicle prior to the accident and you will be made an offer for the settlement of your claim. If you are insured under an agreed value basis, we’ll pay you based on your sum insured less any deductible.
If you have been involved in an accident which is 100% not your fault, Quantum will arrange with the third party insurer for the repairs and your no claims discount may remain unaffected.
If you have comprehensive cover, Quantum will arrange for the repairs to your vehicle or the settlement if the vehicle is a total loss.
If you receive any correspondence from the third party, their insurer or solicitor, forward this unanswered to us and we will respond on your behalf.
If you are contacted by telephone please ask the caller to ring us on 659 0659 during our normal business hours (Mon-Fri 08 30- 16 30). Please do not agree to any of the services offered without talking to us first as any services offered by the third party may not be in your best interest.