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About US
Quantum Amazing Team!

About Us

Our business is insurance, but we're also in the business of making a legitimate difference. We don't just do it for the profit. We're here to transform insurance in Mauritius and it is just starting…For our clients, our country and our staff.

We're here to leave a legacy... and our objective is to offer our customers best-value insurance policies in new ways combined with outstanding customer service. We take service seriously.

Our Business and Philosophy

At Quantum Insurance, our aim is to change the face of insurance in Mauritius and bring quality insurance products at more affordable prices to customers.

We want to advance from the traditional way of offering insurance by providing customers with a different and better way of obtaining insurance. Which, in a nutshell, is making a difference in the lives of our clients, staff and business partners.

With this in mind, we launched our online direct-to-customer business in 2015. Our products are also offered through our office at 1st Floor HSBC Centre, 18 Cybercity, Ebene.

Why choose Quantum Insurance?

Easy, intuitive, affordable, and human.

We are using technology and design to make the offering of insurance and service we want for ourselves.

Giving our customers more control, along with the ease that is built into our process, introduces a noticeable change in the industry.

We know how much insurance matters and not only about the quantum…. but offering people instant, fully underwritten affordable personal insurance online is filling a real need in the market.

As a team we fully believe it is an indicator of what’s to come as this industry evolves.

Built with passion.

Why? We have taken note of what consumers in Mauritius have to say about the rising costs of their insurance policies and poor, as well as, inadequate claims service.

We offer an exceptional opportunity to empower customers to take control and pay more competitive and fairly-priced insurance premiums, by not having to bear any commissions costs or middle-men costs in your insurance premium.

Adopting a direct business model, Quantum Insurance offers its customers with lower insurance premiums by removing agents from the process. We conduct most of our business primarily through our user-friendly website, supported by a fully staffed walk-in office in Ebene.

Innovation matters

We believe people want and deserve better, so we at Quantum Insurance are innovating on both the process of buying insurance and the ability for people to match their coverage to their needs.

People can come to Quantum Insurance and easily apply for more instant coverage when they need it.

Insurance is about trust and customer-centric innovation is what people can expect from Quantum Insurance

Quantum Insurance will continue to innovate and come up with unique offerings for our customers while keeping our premiums affordable.

Who We Are

Quantum Insurance Ltd (Business Registration No. C14126016) is incorporated in Mauritius and registered as a licensed insurer by the Financial Services Commission of Mauritius to serve the General Insurance market and is subject to the reporting and compliance requirements of the insurance industry.

Quantum Insurance is a private limited company with its majority shareholder being the Hertshten Group, incorporated in March 2005 and registered in Mauritius. Hertshten Group Ltd is regulated by the Financial Services Commission in Mauritius, a globally-recognized regulatory authority.

Hertshten Group Ltd is the holding company, established in 2005, of a group of companies operating in the financial services as well as engaged in other financial investments in line with the agreed strategy and objectives of the Board of the Hertshten Group.

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Ashok Prayag

Chief Executive Officer

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Ashok Prayag is a Director of Hertshten Group and CEO of Quantum Insurance. He joined the Board as an Independent Non-Executive Director in 2011. He has served in a similar capacity on the boards of numerous prominent private sector companies as well as public sector institutions in Mauritius. Before joining and helping build Quantum as CEO, Ashok served as the General Manager of Munich Mauritius Reinsurance Company, a subsidiary of Munich Re (the leading global reinsurer), for 24 years until November 2014. He oversaw the company's reinsurance activities in 44 different countries in sub-Saharan Africa (excluding Southern Africa). Prior to joining Munich Re, he worked in the Pension Department of Scottish Widows’ Fund & Life Assurance Society in Edinburgh, Scotland. He returned home to Mauritius in 1989 to serve as the Insurance Regulator in Mauritius before joining Munich Re. Ashok holds a BSc (Hons) in Actuarial Mathematics and Statistics from Heriot-Watt University, and is a Fellow of the Faculty of Actuaries in Scotland, United Kingdom.


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Devesh Biltoo

Chief Operating Officer

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Devesh B Biltoo, born in 1978, is an Associate of the Chartered Insurance Institute of the United Kingdom. He also holds a BSc. degree in Economics and Mathematics from the University of the Witwatersrand. He has been working extensively in the insurance industry in Mauritius since 2001, particularly in the General Insurance sector. Before joining Quantum Insurance in 2015 as Chief Operations Officer, Devesh successively worked for La Prudence Mauricienne Assurance Ltée as Senior Underwriter before being promoted to Technical Manager, General Insurance Department-Underwriting following the merger with The Mauritius Union Cy. Ltd. He is also an Executive Director of Quantum Insurance.


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Viviane Henri

Underwriting Manager

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Viviane Henri, born in 1974, is an Associate of the Chartered Insurance Institute of the United Kingdom. Viviane is in the process of completing an MBA from the Edinburgh Business School, Graduate School of Business of the Heriot-Watt University, Scotland. She has worked extensively in the insurance industry in Mauritius as well as worked for a brief period in the UK insurance industry. Before being appointed as the Underwriting Manager at Quantum Insurance in 2015, she worked successively for Albatross Assurance Co Ltd, Addax Oryx Group Ltd, La Prudence Mauricienne Assurance Ltée, Gras Savoye Brokers and Consultants Ltd. and was also the Assistant Manager Technical Non-Motor Underwriting at The Mauritius Union Cy. Ltd.


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Doomesh Fullee

Financial Controller

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Doomesh Fullee, born in 1983, is a member of the Association of Chartered Certified Accountants of the United Kingdom and Mauritius Institute of Professional Accountants (MIPA). He also holds a BSc. degree in Accounting with Information System from University of Mauritius. Doomesh is a results driven, self-motivated and resourceful financial controller with proven ability to provide key financial data, possessing more than 10 years of experience in accounting and finance positions. Before joining Quantum Insurance in 2015 as Financial Controller, he worked as Group Financial Controller for Voyagers Zambia which is one of the biggest travel agencies in Zambia. He has also worked at Hertshten Group Limited as Management Accountant.


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Administration

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Vednah Teeluck

Office Administrator

Underwriting

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Michael Chow

Senior Underwriter
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Satyen Seerungum

Senior Underwriter
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Judissa Bungaroo

Junior Underwriter

Business Development

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Stan Larosée

Business Development Officer
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Zaheer Oaris

Business Development Officer

Claims

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Aisha Ammjeedally

Claims Officer
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Adarsh Bangalee

Claims Officer
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Bryan Languelale

Claims Officer

IT Department

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David Foo Cheung

System Engineer
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Kevin Jugessur

Web development Specialist

Accounts Department

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Ahsan Gunny

Accountant
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Nandisha Rajjoo

Accountant

Customer Service Officer

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Annaelle Lafleur

Customer Service Officer
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Kimberly Macheong

Customer Service Officer
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Rebecca Ittoo

Receptionist