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Car Insurance Plan Two

Car Insurance Plan Two - Basic Cover

Complete Cover will provide you peace of mind with the Optional covers you can find for your vehicle and will protect you from loss or damage (including its accessories and spare parts).

This is our basic comprehensive cover at a competitive price which can be supplemented by our Optional covers for a wider coverage. You can tailor your own basic comprehensive cover that will suit your needs.
Damage to your car is covered as a result of:

  • Accidental collision or overturning.
  • Collision or overturning consequent upon mechanical breakdown or consequent upon wear and tear.
  • Malicious act.
  • Whilst in transit (including the processes of loading and unloading incidental to such transit) by road lift or elevator.

Flood:

The overflowing or deviation from their normal channels of either natural or artificial water courses that submerges land or public roads that are normally dry.

Tidal Wave and Tsunami

A series of ocean waves caused by earthquakes or undersea volcanic eruptions which travel inland as they build up in higher and higher heights.

  • Fire, external explosion, self-ignition, lightning.

Theft, attempted theft or taking Your Car without Your consent and/or by deceit to be added as definition for Theft

Riot

Any act committed in the course of a disturbance of the Public peace by any person taking part together with others in such disturbance or any action taken by any lawfully constituted Authority for the purpose of suppressing or minimizing the consequences of such act.

Strikes, Lock-outs

Any willful act of any striker or locked out worker done in furtherance of a strike or in resistance to a lock-out or any action taken by any lawfully constituted Authority for the purpose of suppressing or minimizing the consequences of such act.

Our Limit of Covers are in MUR
M means in Millions
Third Party Bodily Injury

You are covered if you injure another person or are involved in a fatal accident involving your car. We will also help pay for lawyer's expenses and legal costs to resolve or defend a claim made against you.

250M

Third Party Property Damage

You are also covered when property belonging to a third-party is damaged by you in a car accident involving your car. We also will help pay for lawyer's expenses and legal costs to resolve or defend a claim made against you.

25M

Liability to Members of Your Household

Own damage to your car including Fire, Theft, Cyclone, Flood and Accidental Collision

Strikes, Riot, Lock-outs and Civil Commotion

Tidal Wave and Tsunami

Car Occupants Cover – Death/Disability

We will pay up to the sum insured for which you are covered for death and/or loss of sight or limbs for the driver as well as other car occupants as a result of an accident involving your car.

Medical Expenses following Car Accident

We will pay up to the stated amount per Car Occupant to cover the medical expenses of you and /or any occupant (including any member of your immediate family) travelling with you in your vehicle who is injured as a result of an incident involving your car.

Hospital Expenses following Car Accident

We will additionally pay up to the stated amount for hospital expenses incurred by you and any member of your immediate family who is injured as a result of an incident covered by this policy who has to stay in hospital for more than 24 hours.

Road Assistance

In the event of accident involving your car, you will benefit from free towing services and we will also send roadside assistance if your car breaks down.

Loss of Use

Replacement car in case of accident

Agreed Value

In case of a Total Loss we will pay the stated agreed value in your policy less any deductible (If applicable).

Towing of Trailer

We will extend (Your Liability to Others Cover Section: Third Party Bodily Injury and/or Third Party property Damage) whilst your car is towing a caravan, trailer or a broken-down vehicle as allowed by law, provided it is attached securely to your car in line with the manufacturer’s recommendations.

Optional

Accessories Cover

Tell us exactly what they are worth and we will cover them for any loss or damage with some additional premiums.

Optional

Courtesy Chauffeur Service

We will provide you a free of charge hassle free driver service to provide an emergency replacement Car 24/7 on the site of accident;drive your car to an approved repairer for estimate of repairs as well as for eventual scheduled repair to be undertaken.

optional

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FAQs

For more information on this insurance, please see our plans below:

Compare Covers Plan One Plan Three
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