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Personal Accident Insurance

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If I am hospitalized as a result of illness, am I entitled to the medical expenses benefit?
Yes, you will be covered whilst you are overseas anywhere in the world.
The age limit is 65 years old and below based on last birthday. For children aged 15 days old to 18 years old, parents/guardian must be the Policyholder.

65 years old is the last eligible age for renewal of your Personal Accident insurance policy. At 66 years old, we will send you a letter to inform that your Personal Accident insurance policy will not be renewed upon expiry.

If you have purchased more than one Personal Accident insurance policy, in the event of your demise or disablement, you or your beneficiary, as the case may be, will be compensated under each policy. However, for certain expense such medical expenses which are compensated on reimbursement basis, you will only be compensated once.

If you have purchased more than one Personal Accident insurance policy, in the event of your demise or disablement, you or your beneficiary, as the case may be, will be compensated under each policy. However, for certain expense such medical expenses which are compensated on reimbursement basis, you will only be compensated once.

Scale of Compensation refers to the amount of compensation payable by the insurance company in the event of injury to or loss of limb, sight or hearing. It determines the proportion of compensation based on the loss suffered. E.g. the loss of a thump one phalanx is determined to be 10% of the Permanent Disablement sum insured.

For more information on this insurance, please see our plans below:

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