Travel Insurance Frequent Traveller

This cover is a 12-month policy that covers multiple business and leisure trips, offering all the benefits of our Plan Three - Full Cover. It is amazingly affordable, and offers excellent worth for people who travel a lot.

You pay a single premium and you’re covered for each and every trip you make in that year. Your cover begins at the commencement of each new journey and ends when you return up to to a maximum duration of 45 days per single trip.
The age limit for our travel cover is 75 years old.

Your Frequent Traveler Insurance covers:

Unlimited:

overseas emergency medical assistance
overseas emergency return

Travel documents and passport

Travel delays (meals, accommodation, luggage and personal effects)

Alternative transport expenses if your scheduled transport is cancelled, delayed, shortened or diverted

Permanent disability and loss of income

Booking cancellation fees and lost deposits (subject to terms, conditions and exclusions)

Our cancellation benefit applies from the moment you buy your policy, so if your trip is cancelled or delayed before you go, you’re covered.

Tailor your Travel Insurance to suit your travel needs by increasing your coverage with our optional benefits:

Passive Terrorism

Many travellers are concerned about problems which might arise due to terrorist activities. Although the chances of anything happening are unlikely, it’s nice to know that the insurance you have purchased has the possibility to provide you with such optional benefit. Passive terrorism is where you are caught up in a terrorist event as an innocent bystander. Obviously, no insurance will cover you if you are an active participant. Some plans will exclude very high risk countries such as Afghanistan and Iraq.

With our Passive Terrorism extension under your Travel insurance, you are assured that in the event you are injured or die or suffer a total permanent disability, whilst on your trip, as a result of terrorist attack or war related events, your compensation will be paid out accordingly.

Booking Cancellations

Planning your trip does include also making your bookings or reservations for your Hotel, Tour sight-seeing, or other related events. By selecting our Booking Cancellation cover, we will incur the costs associated with the cancellations fees charged by your service providers as per the limit of our cover, should you need to cancel your existing Bookings or reservations as part of your trip due to unforeseeable events outside of your control (e.g. sudden illness).

Adventure Sports Cover

Should you be traveling with the intention of practising any adventure sports (like Skiing) we are happy to insure you. The only conditions that we have are;

You must not be competing professionally.
You are not taking part in any speed-time trial or any form of race other than on foot, cycling or swimming.
You are not trekking or hiking above 5,000 metres altitude.
You have a licensed guide for: trekking, hiking or mountain biking in extreme areas
off-piste skiing
scuba-diving
rafting, canoeing or kayaking in white water rapids
parachuting, sky-diving, paragliding and parascending or other similar activities
rock climbing, caving, pot-holing, mountaineering or any activities that require use of ropes
hang-gliding
hot-air ballooning

Core benefits

You need medical help
(for sudden and unexpected illnesses, excluding pre-existing medical conditions)

Overseas medical expenses for hospitalisation and associated expenses

40,000

overseas out-patient medical expenses

1,000

You are in a serious accident
(and die whilst on your trip or suffer a total permanent disability)

Compensation for death or permanent disability as a benefit

75,000

You need medical evacuation
(for sudden and unexpected illnesses, excluding pre-existing medical conditions)

Medical evacuation costs including medicalised transport and repatriation costs

Unlimited

You die, whilst on your trip
(in a serious accident or as a result of sudden and unexpected illnesses, excluding pre-existing medical conditions)

For costs of repatriating your mortal remains to Mauritius and

Unlimited

for funeral and coffin expenses

2,000

You have to return home early
(due to unforeseeable events beyond your control (e.g. a close relative is hospitalised due to serious injury or your home is destroyed by fire)

For additional travel expenses incurred for emergency return

Unlimited

You are repatriated
(following medical evacuation or death)

For costs incurred for the repatriation of the other Insured persons travelling together, to their place of residence in Mauritius.

1,500

You are hospitalised
(for more than 10 days during your trip)

The air fare costs of a return ticket for a close relative to visit you.

1,500

You have to cancel your trip(due to unforeseeable events outside of your control (e.g. sudden illness)

For cancellation and modifications costs incurred as well as additional costs (e.g. accommodation expenses)

1,800

Your flight is cancelled
(due to bad weather and/or natural disaster)

due to bad weather and/or natural disaster For cancellation and modifications costs incurred as well as additional costs (e.g. accommodation expenses)

1,800

Your travel Is delayed
For operational reasons (e.g. if the airline delays your flight due to mechanical reasons)

For any reasonable additional meals and accommodation; or refund of pre-paid travel arrangements

500

Your bags are delayed
(by the airline or other carrier)

For essential items to tide you over until your baggage arrives

500

Your passport or travel documents
(are lost or stolen)

The costs associated with such replacement and the costs incurred in obtaining such documents

200

Your luggage and personal effects
(are stolen, accidentally lost or damaged)

For costs associated for repair or replacement of the damaged, lost or stolen items

1000

You become legally liable
(when your negligence leads to injury or loss/damage to property (personal liability))

For amounts that you are legally liable for (i.e. compensation) as well as reasonable legal costs

75,000

You flight arrangements need to be changed
(due to unforeseeable events outside of your control (e.g. sudden illness))

For reimbursement of fees to change the date on your flight ticket

200

You need 24-hour travel assistance
(during your trip)

For round-the-clock assistance whether you need flight information, legal assistance or a message to be sent home or help dealing with a medical emergency

SERVICES

You need concierge services
(during your trip)

For information about your destination during your travel and can help you select restaurants, reserve golf tee times or secure tickets for local events

SERVICES

Optional benefits

You are injured or die or suffer a total permanent disability whilst on your trip
(as a result of a terrorist attack or war related events)

Compensation for death or permanent disability as a benefit as well as medical expenses incurred as per your policy limit

OPTIONAL

You need to cancel your existing bookings
(for your trip due to unforeseeable events outside of your control (e.g. sudden illness))

For costs incurred as cancellation fees charged by your service providers

OPTIONAL
100

You go skiing or participate in any adventure sports
(during your overseas trip)

For compensation as a result of death or permanent total disability as well as medical expenses as per policy limit

OPTIONAL

Policy Summary Policy Wording

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For more information on this insurance, please see our plans below:

Compare Covers Plan One Plan Two Plan Three