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Travel Insurance Plan Two

Travel Insurance Plan Two - Complete Cover

All journeys have secret destinations of which the traveller is unaware

- M Buber

This cover is designed in such a way that it matches your expectations in terms of level of benefits with an intermediate scope of coverage between our three proposed plans.

Your Travel Insurance-Plan Two covers:

  1. Unlimited:
    • overseas emergency medical assistance
    • overseas emergency return
  2. Travel documents and passport
  3. Travel delays (meals, accommodation, luggage and personal effects)
  4. Alternative transport expenses if your scheduled transport is cancelled, delayed, shortened or diverted
  5. Permanent disability and loss of income
  6. Booking cancellation fees and lost deposits (subject to terms, conditions and exclusions)

Our cancellation benefit applies from the moment you buy your policy, so if your trip is cancelled or delayed before you go, you’re covered.

Tailor your Travel Insurance to suit your travel needs by increasing your coverage with our optional benefits:

Many travellers are concerned about problems which might arise due to terrorist activities. Although the chances of anything happening are unlikely, it’s nice to know that the insurance you have purchased has the possibility to provide you with such optional benefit. Passive terrorism is where you are caught up in a terrorist event as an innocent bystander. Obviously, no insurance will cover you if you are an active participant. Some plans will exclude very high risk countries such as Afghanistan and Iraq.

With our Passive Terrorism extension under your Travel insurance, you are assured that in the event you are injured or die or suffer a total permanent disability, whilst on your trip, as a result of terrorist attack or war related events, your compensation will be paid out accordingly.

Planning your trip does include also making your bookings or reservations for your Hotel, Tour sight-seeing, or other related events. By selecting our Booking Cancellation cover, we will incur the costs associated with the cancellations fees charged by your service providers as per the limit of our cover, should you need to cancel your existing Bookings or reservations as part of your trip due to unforeseeable events outside of your control (e.g. sudden illness).

Our Limit of Covers are in USD.




You need medical help
(for sudden and unexpected illnesses, excluding pre-existing medical conditions)

Overseas medical expenses for hospitalisation and associated expenses

25,000

overseas out-patient medical expenses

1,000

You are in a serious accident
(and die whilst on your trip or suffer a total permanent disability)

Compensation for death or permanent disability as a benefit

35,000

You need medical evacuation
(for sudden and unexpected illnesses, excluding pre-existing medical conditions)

Medical evacuation costs including medicalised transport and repatriation costs

Unlimited

You die, whilst on your trip
(in a serious accident or as a result of sudden and unexpected illnesses, excluding pre-existing medical conditions)

For costs of repatriating your mortal remains to Mauritius and

Unlimited

for funeral and coffin expenses

2,000

You have to return home early
(due to unforeseeable events beyond your control (e.g. a close relative is hospitalised due to serious injury or your home is destroyed by fire)

For additional travel expenses incurred for emergency return

Unlimited

You are repatriated
(following medical evacuation or death)

For costs incurred for the repatriation of the other Insured persons travelling together, to their place of residence in Mauritius.

1,500

You are hospitalised
(for more than 10 days during your trip)

The air fare costs of a return ticket for a close relative to visit you.

1,500

You have to cancel your trip(due to unforeseeable events outside of your control (e.g. sudden illness)

For cancellation and modifications costs incurred as well as additional costs (e.g. accommodation expenses)

1,800

Your flight is cancelled
(due to bad weather and/or natural disaster)

due to bad weather and/or natural disaster For cancellation and modifications costs incurred as well as additional costs (e.g. accommodation expenses)

1,800

Your travel Is delayed
For operational reasons (e.g. if the airline delays your flight due to mechanical reasons)

For any reasonable additional meals and accommodation; or refund of pre-paid travel arrangements

500

Your bags are delayed
(by the airline or other carrier)

For essential items to tide you over until your baggage arrives

500

Your passport or travel documents
(are lost or stolen)

The costs associated with such replacement and the costs incurred in obtaining such documents

200

Your luggage and personal effects
(are stolen, accidentally lost or damaged)

For costs associated for repair or replacement of the damaged, lost or stolen items

1000

You become legally liable
(when your negligence leads to injury or loss/damage to property (personal liability))

For amounts that you are legally liable for (i.e. compensation) as well as reasonable legal costs

35,000

You flight arrangements need to be changed
(due to unforeseeable events outside of your control (e.g. sudden illness))

For reimbursement of fees to change the date on your flight ticket

200

You need 24-hour travel assistance
(during your trip)

For round-the-clock assistance whether you need flight information, legal assistance or a message to be sent home or help dealing with a medical emergency

SERVICES

You need concierge services
(during your trip)

For information about your destination during your travel and can help you select restaurants, reserve golf tee times or secure tickets for local events

SERVICES

You are injured or die or suffer a total permanent disability whilst on your trip
(as a result of a terrorist attack or war related events)

Compensation for death or permanent disability as a benefit as well as medical expenses incurred as per your policy limit

OPTIONAL

You need to cancel your existing bookings
(for your trip due to unforeseeable events outside of your control (e.g. sudden illness))

For costs incurred as cancellation fees charged by your service providers

OPTIONAL
100

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For more information on this insurance, please see our plans below:

Compare Covers Plan One Plan Three Frequent Traveller
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