• August 24, 2021

Fires do not discriminate – no matter your business’s size, industry or location, the threat of a fire still looms. Our fire and perils policy has been designed to protect you and get your business back up and running as quickly as possible if ever an accident happens. 

What does the fire and special perils cover? 

A fire and perils cover does much more than protect your business from fire damage. In fact, it covers you for the damage caused by most named perils, such as natural catastrophes or malicious damage.

What can you insure with a fire and allied perils cover? 

Building

Your headquarters, your showrooms and point of sales… All of the buildings linked to your business (including Interior decorations, installations, air conditioners, landlord’s fixtures and fittings) can be insured.

Plant and Machinery

You’re able to insure almost everything that helps you run your business. Such as; plant, machinery, tools, equipment and all other contents of the same kind.

Furnitures, Fixtures and Fittings

Protect your office equipment, movable furniture, fixtures, fittings, office and other equipment.

Stock and Materials

All products and materials you intend to sell, raw or consumable materials needed to produce your products and goods for which you are responsible.


A fire & allied perils insurance covers for the loss of or damage to insured items, related to any of the perils stipulated in the policy. In the event of any misfortune, the insured would be put back in the same financial position he/she was just before the event occurred.

Whether you own your own building or rent your workplace, by purchasing a reliable and tailored fire and perils policy you can be sure that your business and physical assets will be protected.

What does the fire and special perils cover? 

If you’d like more information about this insurance policy, you can get in touch with me or my colleagues by calling 659 0659  or by  replying to this email and we will be more than happy to answer your questions.

Divya | Corporate Relationship Coordinator